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Adam Ledlow
Vice President Lending

Adam Ledlow, Waco Vice President Lending

Meet Adam

I began my banking career in 2009 with a commercial bank where I was a credit analyst prior to becoming a loan officer.  While in commercial banking I attended the ABA National Commercial Lending School.  In 2018 I joined the AgTrust family as a loan officer in our Waco office where I am currently Vice President Lending.

I attended the University of Mary Hardin-Baylor where I graduated with a Bachelor’s of Business Administration in Economics.  While at UMHB I served as the UMHB Student Foundation President.

I was born and raised in Bosque County and have spent my entire life in Central Texas.  Growing up, I spent a lot of time hunting, fishing, and enjoying the outdoors.  My wife and I married in 2011 and have one son.  We currently reside on a few acres outside of Valley Mills.  I serve on the HOT Fair and Rodeo Livestock Greeters Committee and coach youth baseball.  Most of my free time is spent coaching my son’s baseball team and watching him play basketball.  When I am not taking him to games or practices, I enjoy fishing, hunting, playing golf, camping with family and friends, and just about anything outdoors.

The thing I enjoy most about my job is making lifelong friends and relationships while helping people achieve their dream of owning land.

NMLS ID 1644436

If you want to stay updated or explore potential collaboration opportunities, feel free to connect with me on LinkedIn.

Areas of Expertise

  • Farm and Ranch Lending
  • Cattle, Equipment, and Agricultural Operating Lending
  • Rural Home Loans

Adam Ledlow and Jamie Montgomery provided excellent communication and service while financing our land purchase! I highly recommend them! Thanks to you both for your assistance!

Linda G., Customer-owner

We just closed our loan today and the process was absolutely seamless from start to finish! Adam is a joy to work with - always willing to answer our questions and guide us through everything.

Kathy M., Customer-owner

This was a great experience from the start of application to closing of the loan. The loan office kept us updated on the requirements and necessary steps for a successful loan closing.

Samuel M. , Customer-owner

Adam and Jamie did a fantastic job. They made the paperwork requirements simple and easy. I would recommend them to anyone.

Barrett P., Customer-owner

Thank you Adam and Jamie for making our "dream retirement home" transaction quick and smooth sailing.

Annette L., Customer-owner

Adam and team were extremely professional and on top of everything! They kept me updated every step of the way.

S. C. , Customer-owner

Adam and Jamie were great to work with! Hands down, easiest buying experience we’ve had!

Sabrina M. , Customer-owner

I worked with Adam and Jamie and they made buying land go so smoothly. They both did a fantastic job.

Debbe, Customer-owner

Adam Ledlow and Jamie Montgomery provided excellent service and communication throughout the entire process. As first time buyers, Adam and Jamie were very informative and responsive. Will recommend them to anyone looking to make a land purchase!

Parker U. , Customer-owner

Our financing was quick and easy thanks to Adam and Jamie, who held our hand as we are not very technically savvy. Thank you for your hard work on getting our loan completed so efficiently. Everyone involved has been super helpful and are the nicest, sweetest folks to deal with.

Royce R. , Customer-owner

About AgTrust Farm Credit

AgTrust Farm Credit is a full-service cooperative lender headquartered in Fort Worth, Texas, that specializes in financing rural land and agricultural operations. We have 19 office locations serving 81 counties in Texas and New Mexico, $2.9 billion in assets, and are a member of the nationwide Farm Credit System.

At AgTrust Farm Credit, we understand the needs of farmers, ranchers, agribusinesses, and rural homeowners because we live and work in the areas where we serve. Our loan specialists also help those in urban areas who aspire to find their ideal home in the country. Find out more at agtrustaca.com.