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The AgTrust Lending Team

Empowering our customer-owners to grow their future while cultivating local agriculture with every loan.

From Seed to Sip: Watch Wilson Valley Mercantile Video
AgTrust Lending Staff Training

Financing Options

Rural life is best lived when you can embrace all the opportunities it offers. Our financing solutions bring your vision to life.

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Farm, Ranch and Recreational Real Estate

Farm and Ranch Operations

Construction

Equipment

Agribusiness

Country Homes

Young, Beginning, Small Farmer or Rancher Loans

Patronage Dividends

As a customer-owned financing cooperative, our borrowers aren’t just our customers – they’re also our owners! That means when we do well, we pass that benefit directly on to our customers in cash.

Our Patronage Program
$26.7M

patronage distributions on 2023 earnings, the largest distribution in AgTrust’s history

$184.6M

total distribution returned to borrowers in 10 years

1.33%

average reduction of the effective interest rate paid by borrowers in 2023

19

offices covering 81 counties throughout Texas and New Mexico

Everyone we spoke and worked with is extremely friendly, helpful, and knowledgeable.

Jeff D., Customer-owner

Everyone has been extremely helpful and at all times of the day or night.

Wesley W., Customer-owner

Customer service was top notch from the very first phone call I made just to get information about their loans. That customer service carried through the entirety of our loan process. We couldn’t have asked for a better experience.

Bailey C., Customer-owner

Great experience to work with a team that builds life long relationships!

Cheryl D., Customer-owner

Very Positive environment, great experience, simple processing.

Ravi P., Customer-owner

Thank you so much for the professionalism and the advice you and your team showed to me during this process.

Jack N., Customer-owner

Brad Hodges makes counting cattle a blast! Shannon please always be our banker!

Tonya C., Customer-owner

Very helpful loan officer and staff, were very informative and knowledgeable.

Greg D., Customer-owner

Matt and Stephanie were great. We have used them before and will certainly use them next time. They have always been fair and have exceeded our expectations every time.

Rick S., Customer-owner

Spencer Hebert did an great job with our client in Waxahachie , TX, 5 acres. Was always professionally and made the deal simple for our client , we recommend his services to anyone looking for land.

Andrew J., Customer-owner

Macy and her team were awesome! Our transaction was not the simplest or smoothest but Macy hung with us and guided at every turn. Her team was always in front of the play; experience is everything! Thanks Macy and team!

M. J., Customer-owner

Great experience, easy to work with and efficient process. Tyler was great, Thank you!

John R., Customer-owner