Customized Financing
for Physicians and Healthcare Leaders

AgTrust is an Agricultural Credit Association offering long-term rural real estate loans and short- and intermediate-term agricultural operating loans. Established in 1917, AgTrust is a cooperative that is owned by its borrowers. It is part of the Farm Credit System, the largest single source of rural financing in the United States.
AgTrust is backed by one of the strongest capital positions in our peer group with loan originations exceeding $4.2 billion over the past five years. We have the strength and stability to meet the diverse and dynamic needs of our customer-owners.
Customized Financing for Physicians and Healthcare Leaders
Flexible Long-Term Loan Structures
Ideal for scenarios like financing the construction of a primary residence on 45 acres. This structure could include a 30-year amortization, a one-time close, and interest-only payments during the construction phase.
Favorable Down Payment Options
An example would be a 317-acre land purchase with a loan structure offering a 30-year amortization, a 5-year fixed rate, and up to 85% loan-to-value—making large-acreage acquisitions more accessible.
Customized Repayment Schedules
Designed to fit unique income cycles, such as a ranch purchase loan with quarterly payments tailored to align with a physician’s incentive-based compensation schedule.
Maximize your cashflow, preserve your capital and build wealth through ranch real estate.
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