Stephenville

Loans for Outside the Cowboy Capital of the World

Rodeos, live music, and a legacy of farming and ranching; Stephenville offers visitors and residents the quintessential Texas experience. As the “Cowboy Capital of the World,” this North Texas destination is home to more cowboys per capita than any other U.S. city.

Beyond the hustle of rodeos and Tarleton State University (TSU) athletics is the sprawling Stephenville-area countryside and a thriving agricultural industry. AgTrust Farm Credit proudly serves the Stephenville area with land loans, connecting customers to the right home, recreational, farm, ranch, or agribusiness property for them.

Types of Stephenville-Area Financing

AgTrust’s Stephenville team specializes in land loans for farms, ranches, and recreational property. Additionally, we offer cattle loans for cow-calf operations. Explore our financing options below.

• Country Home Loans: AgTrust offers financing to build your dream home outside the Stephenville city limits. Our team will help you obtain a peaceful property with several acres to yourself, as well as help finance part of the building costs for the country home you have always envisioned.
• Recreational: Step outside to enjoy all the Texas countryside has to offer. If you are seeking recreational land to call your own, AgTrust provides rural land loans toward private property, allowing you to escape to cowboy country.
• Farm and Ranch Operations: Farming and ranching is an integral part of the rich history of Stephenville. Whether you are a seasoned farmer or rancher or part of the industry’s newest generation, we look forward to connecting you to equipment loans, livestock loans, and financing for operating capital.
• Agribusiness: AgTrust has resources for agribusinesses of all shapes and sizes. From large-scale individual producers to service providers of agricultural operations, the Stephenville branch offers our expertise and partnership to the commercial sector. If your business is an agricultural operation, processing and marketing, or a farm-related service, you may qualify for our agribusiness loans.

AgTrust proudly supports all types of customers in the Stephenville area. As a customer-owned company, the AgTrust team is 100% dedicated to helping you achieve your homeownership, recreational, farm and ranch operations, and agribusiness goals. View all our loan types here.

Stephenville-Area Loans Are Your Best Choice

At the Stephenville branch and AgTrust locations across the Southwest, our customers’ interest is always our best interest. As a customer-owned lending cooperative, all AgTrust branches pay out a patronage dividend to eligible customer-owners.

One unique feature of AgTrust is that we are a customer-owned lending cooperative, which means all our branches pay out a patronage dividend to eligible customer-owners. The all-cash distribution effectively reduced the interest rate paid by customer-owners. Learn more about our patronage dividend.

The Stephenville branch values community engagement, volunteering time and resources to organizations and events throughout the Cowboy Capital. Read below to learn more about AgTrust Stephenville’s local involvement.

• Youth Programs: Our branch supports the Erath County 4-H Pasture to Packer Program, which teaches youth the economics of feeding out cattle. Our team received the 2021-22 Friend of the 4-H Award at the Erath County 4-H Awards Banquet.
• University Involvement: AgTrust Stephenville participates in the FFA Career Development Event (CDE) Invitational, helping provide shirts, drinks, and snacks to the approximately 10,000 students who visit TSU for this annual event. Additionally, we visit TSU agriculture classes to discuss the Farm Credit System and personal finance.
• Community Events: We are involved in the Stephenville Lions Club, through which we raise money for community members who need assistance purchasing glasses, participate in a monthly Meals on Wheels route, sponsor the Evening Lions Club Upland Bird Extravaganza Wild Game Dinner & Auction, help facilitate the Spooktacular Half Marathon, and participate in highway trash pickups twice a year.

Meet Your Stephenville-Area Financing Specialist

AgTrust’s Stephenville branch boasts 22 years combined tenure of connecting customers with land financing. The branch belongs to multiple professional organizations, namely the Chamber of Commerce for Stephenville, Breckenridge, Throckmorton, Graham, and Albany. In 2016, our branch was even named the Friend of Agriculture at the Stephenville Chamber Banquet.

About Gerrit Schouten: Gerrit grew up on his family’s dairy operation near Hico and Hamilton, Texas, he brings firsthand industry experience to our customers, as well as an MBA from Tarleton State University. Contact Gerrit today about Stephenville-area loans for your life outside the city limits.