Skip to main content
ABOL Maintenance: We will be performing scheduled maintenance this weekend starting Saturday, April 26th, in the morning. During this weekend you may be unable to log in to ABOL. We apologize for any inconvenience.

Loans for Rural Land in Southwestern New Mexico


Las Cruces is New Mexico’s second most populous city and home to New Mexico State University, 32,000 acres of pecan orchards, and the Chile Pepper Institute. Nestled on the edge of the Chihuahuan Desert and surrounded by the Organ Mountains, the area offers exciting outdoor recreational opportunities year round – from hiking desert trails to encountering archaeological sites. 

AgTrust’s Las Cruces branch has supported local agriculture for many years by helping local residents secure land loans. While we specialize in commercial loans involving produce production and processing, our team is committed to helping you secure the right loan to achieve your goals. 

Types of Las Cruces-Area Financing

From investments to recreational properties, land loans can be used for a wide array of purposes, and AgTrust’s Las Cruces team can help you find the loan that fits your vision. We offer the following types of financing. 

  • Recreational: Spend more quality time with your loved ones doing the activities you enjoy most. If you are seeking recreational land, AgTrust offers loans for rural land, perfect for those looking for recreational property outside the city.
  • Country Home Loans: AgTrust offers financing to build your dream home right outside of Las Cruces. Our team will help you obtain a peaceful property with several acres to yourself, as well as help finance part of the building costs for your country home.
  • Farm and Ranch Operations: The legacy of farming and ranching is embedded in the landscape of Las Cruces. Whether you are a seasoned farmer or rancher or part of the industry’s newest generation, we look forward to connecting you to equipment loans, livestock loans, and financing for operating capital.
  • Agribusiness: AgTrust has resources for agribusinesses of all shapes and sizes. From large-scale individual producers to service providers of agricultural operations, the Las Cruces team offers our expertise and partnership to the commercial sector. If your business is an agricultural operation, processing and marketing, or a farm-related service, you may qualify for our agribusiness loans.

For more information on the types of financing AgTrust has to offer, visit our loans page. 

Las Cruces-Area Land Loans Are Your Best Choice

AgTrust has been serving communities in Texas and New Mexico for more than 100 years. Our Las Cruces team has more than 30 years of combined tenure, and we’re dedicated to using our in-depth knowledge of local land values to assist our neighbors in financing their piece of Southwestern New Mexico in Bernalillo, Catron, Chaves, Cibola, Cochran, Colfax, Curry, De Baca, Doña Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Miguel, Sandoval, Sante Fe, Sierra, Socorro, Taos, Torrance, Union, and Valencia Counties.

One unique feature of AgTrust is that we are a customer-owned lending cooperative, which means all our branches pay out a patronage dividend to eligible customer-owners. The all-cash distribution effectively reduced the interest rate paid by customer-owners. Learn more about our patronage dividend.

To promote the vitality “the Chile Capital of the World,” we are strong supporters of all the 4-H and Future Farmers of America programs in the area. We also support the county fairs, Southern New Mexico State Fair, New Mexico Junior Livestock Foundation and are a major donor to the National AgriMarketing Association, a College of Agriculture team that competes nationally.

Meet Your Las Cruces-Area Financing Specialists

With strong ties to the community and a profound understanding of agriculture, the Las Cruces team is dedicated to providing you with exceptional service. Their extensive expertise and education make them the perfect partners for farmers and ranchers looking to achieve their goals. 

If you’re interested in land outside the Las Cruces city limits, the local team can help you secure a loan to make it yours. Contact Warren, Elizabeth, or Shane today to get started.


Meet Our Experts

Phone

575-647-4430

Fax

575-762-5616

Mailing Address

1310 Picacho Hills Drive
Suite 1
Las Cruces, NM 88007

Hours

Monday - Thursday 8:00 a.m - 4:30 p.m.
Friday 8:00 a.m - 4:00 p.m.

Counties Served

Bernalillo, Catron, Chaves, Cibola, Cochran, Colfax, Curry, De Baca, Doña Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Miguel, Sandoval, Sante Fe, Sierra, Socorro, Taos, Torrance, Union, Valencia

AgTrust Farm Credit Roswell, Las Cruces, and Clovis Credit Office
Roswell, Las Cruces, and Clovis Credit Office, marketing specialist Ashley Thompson and lenders Marissa Diles, and Ryan Bone at the 2025 Western Pecan Growers Conference
AgTrust Farm Credit Roswell, Las Cruces, and Clovis Credit Office
Roswell, Las Cruces, and Clovis Credit Office, lenders Shane Hall, Marissa Diles, Warren Russell, and Ryan Bone at the 2025 NM Hay Growers Conference.
AgTrust Farm Credit Las Cruces loan officers Warren Russell and Brennan Vaz
Warren Russell, Las Cruces Credit Office presiden and Loan Officer Brennan Vaz, with customer TJ Runyan playing golf in the 2024 NM Dairy Producers Golf Tournament.
Warren Russell- Albuquerque and Las Cruces with customer-owner Ryan Jaramillo, owners of RKJ and Valley Shredding.
Warren Russell, Las Cruces Credit Office president, with customer Ryan Jaramillo, owner of RKJ and Valley Shredding.
Warren Russell Albuquerque Credit Office president, Brennan Vaz (Las Cruces branch), and Brett Valentine (President of New Mexico Division) at the NMSU National Agri-Marketing Association's 25th Annual Golf Tournament in Las Cruces.