Denton

Loans for Outside the Limits of an Eclectic College Community

Just above the hustle of Texas’s largest metropolitan area, the Dallas-Fort Worth metroplex, the college town of Denton offers residents a contrasting lifestyle that’s close to the city and the country. Home to the University of North Texas and Texas Woman’s University, the Denton area supports higher education alongside one of Paste Magazine’s Best Music Scenes and a thriving agricultural industry.

For customers in search of an area with access to city amenities and country living, Denton is the place to be. AgTrust Farm Credit proudly serves the Denton area with land loans, connecting customers to the right home, recreational, farm, ranch, or agribusiness property for them.

Types of Denton-Area Financing

AgTrust’s Denton team specializes in real estate purchases and refinances, as well as construction loans, helping make your homeownership aspirations a reality. Explore our financing options below.

• Country Home Loans: AgTrust offers financing to build your dream home outside Denton’s city limits. Our team will help you obtain a peaceful property with several acres to yourself, as well as help finance part of the building costs for the country home you have always envisioned.
• Recreational: Soak up all the Texas countryside has to offer. If you are seeking recreational land to call your own, AgTrust provides rural land loans toward private property, allowing you to escape to Denton’s great outdoors.
• Farm and Ranch Operations: Farming and ranching are part of the legacy and lifestyle of the Denton area. Whether you are a seasoned farmer or rancher or part of the industry’s newest generation, we look forward to connecting you to equipment loans, livestock loans, and financing for operating capital.
• Agribusiness: AgTrust has resources for agribusinesses of all shapes and sizes. From large-scale individual producers to service providers of agricultural operations, the Denton team offers our expertise and partnership to the commercial sector. If your business is an agricultural operation, processing and marketing, or a farm-related service, you may qualify for our agribusiness loans.

AgTrust offers support to all types of Denton-area customers. As a customer-owned company, each AgTrust team is 100 percent dedicated to helping you achieve your homeownership, recreational, farm and ranch operations, and agribusiness goals. View all our loan types here.

Denton-Area Loans Are Your Best Choice

Your best interest is always our best interest: this is the mindset of not only AgTrust’s Denton branch, but AgTrust locations everywhere. As a customer-owned lending cooperative, all AgTrust branches pay out a patronage dividend to eligible customer-owners.

Based on our 2023 performance, we paid a $26.7 million patronage dividend this year, the largest in AgTrust history. The all-cash distribution effectively reduced the interest rate paid by customer-owners in 2023 by an average of 1.33 percentage points. Learn more about our patronage dividend.

The Denton branch values community involvement in our tight-knit college town, supporting local organizations, youth programs, and initiatives.

• Denton Businesses & Organizations: United Way of Denton County, CASA of Denton County, CASA of North Texas, Texas REALTORS^® Political Action Committee (TREPAC), Red River Ducks Unlimited, Denton County Ducks Unlimited, and Women in Ranching
• Educational Institutions & Youth Programs: Youth Sale (Denton, Wise, Aubrey, and Cooke), Aubrey FFA Ag Issues Team, Denton County Farm Bureau, and Cooke County Farm Bureau
• Community Events & Initiatives: Habitat for Humanity’s Party with a Purpose and United Way’s Title Resources Hotter than Hell BBQ

Meet Your Denton-Area Financing Specialists

With 25 years combined tenure, AgTrust’s Denton branch approaches its third decade of connecting the community with land financing. The branch belongs to numerous professional organizations, including the Greater Denton/Wise County Association of REALTORS^® (GDWCAR), Texas Alliance of Land Brokers (TALB), Chamber of Commerce (Denton, Decatur, and Aubrey 380 Area), Blue Ribbon Club, Herkey’s Champion Buyers Club, Texas Reining Horse Association, and North Texas Fair & Rodeo.

Credit Office President Walker Dailey sits on the Livestock & Greeting Judging Committee for the Fort Worth Stock Show & Rodeo. Alongside Walker, is Vice President of Lending Thomas Bugner who lead the Denton team — a team excited to connect you with your land financing possibilities. Contact them today about Denton-area loans for your life outside the city limits.