Cleburne

Loans for Outside the Cleburne Limits

Known for its Texas charm and Southern hospitality, Cleburne offers a small-town feel with big city access. South of Fort Worth and Dallas, Cleburne provides residents with abundant recreational activities, great schools, vibrant neighborhoods, and numerous parks.

The Cleburne branch of AgTrust Farm Credit has been helping residents secure land loans for years. While we specialize in recreation, new construction, hobby farm, and future homesite loans, we can also assist you in finding the right loan to achieve your goals — whether that’s recreational land, a country home, a farm or ranch, or agribusiness property.

Types of Cleburne-Area Financing

Land loans can be used for investment or recreational purposes, and AgTrust’s Cleburne team can help you find the right loan to bring your aspirations to fruition. We offer the following types of financing.

• Recreational: Spend more quality time with your loved ones doing the activities you enjoy most. If you are seeking recreational land, AgTrust provides rural land loans toward private property, allowing you to escape the city limits and head to the countryside.
• Country Home Loans: AgTrust offers financing to build your dream home right outside of Cleburne. Our team will help you obtain a peaceful property with several acres to yourself, as well as help finance part of the building costs for your country home.
• Farm and Ranch Operations: The legacy of farming and ranching is embedded in the landscape of Cleburne. Whether you are a seasoned farmer or rancher or part of the industry’s newest generation, we look forward to connecting you to equipment loans, livestock loans, and financing for operating capital.
• Agribusiness: AgTrust has resources for agribusinesses of all shapes and sizes. From large-scale individual producers to service providers of agricultural operations, the Cleburne team offers our expertise and partnership to the commercial sector. If your business is an agricultural operation, processing and marketing, or a farm-related service, you may qualify for our agribusiness loans.

Cleburne-Area Land Loans Are Your Best Choice

AgTrust has been serving communities in Texas for more than 100 years. Our Cleburne team lives locally, so we work hard to meet the needs of our neighbors.

One unique feature of AgTrust is that we are a customer-owned lending cooperative, which means all our branches pay out a patronage dividend to eligible customer-owners. Based on our 2023 performance, we paid a $26.7 million patronage dividend this year, the largest in AgTrust history. The all-cash distribution effectively reduced the interest rate paid by customer-owners in 2023 by an average of 1.33 percentage points. Learn more about our patronage dividend.

Our local team is dedicated to making Cleburne a vibrant community for living and working. Professionally, we belong to the Chamber of Commerce for Cleburne, Granbury, and Glen Rose, as well as the Association of REALTORS® for Johnson County and Granbury.

To give back to the community, we support and participate in these philanthropic events:

• Christmas in Action
• Operation Blessing of Johnson County
• Johnson County Children’s Advocacy Center
• Wings of Hope Equitherapy
• Meals on Wheels North Central Texas

To ensure Cleburne’s youth has access to their favorite recreational opportunities, we also support:

• Johnson County Junior Livestock Association
• Hood County Junior Livestock Raisers Association
• Somervell County Youth Fair
• Johnson County Camp Fire
• Cleburne Athletic Booster Club
• Johnson County Sheriff’s Posse PRCA Rodeo
• Johnson County Sheriff’s Posse Ranch Rodeo
• Hood County Stampede
• Somervell County Rodeo
• Johnson County Children’s Advocacy Center’s Golf Classic Fore Kids
• Operation Blessing Bass Fishing Tournament

Meet Your Cleburne Financing Specialists

Vice President and Branch Manager Craig Cheyne and Credit Office President Gerrit Schouten lead the AgTrust Cleburne team. As Texas natives, they understand the region and are happy to assist you.

About Craig Cheyne: Craig was raised in Cleburne and has lived in Johnson County for most of his life. Agriculture has always been a passion for him, and his family farm boasts a wide array of local produce and animals.

He graduated from Baylor University with a BBA in finance, then earned an MBA from Dallas Baptist University, and is a Certified Public Accountant. Craig gives back as the President of the board of directors of Operation Blessing of Johnson County, which serves neighbors in need of assistance with daily essentials.

About Gerrit Schouten: Gerrit grew up on his family’s dairy farm between Hico and Hamilton, Texas, before attending Tarleton State University where he earned his bachelor’s of accounting and an MBA. As the Credit Office President, he stays active in the community, serving on the board of the Stephenville Chamber of Commerce and the Erath County Pasture to Packer Program, and is a member of the Stephenville Lions Club.

If you’re interested in land outside the Cleburne city limits, this team can help you secure a loan to make it yours. Contact Craig or Gerrit today to get started.