Sunrise in a field with cattle and a small pond

Farm, Ranch and Recreational Real Estate

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Your Place in the Country

When you’re thinking about your future, you’re laying the groundwork for something bigger. At AgTrust Farm Credit, we’re here to help those plans grow into something real. Whether your family has been farming for generations or you’re seeking your first land loan in Texas or New Mexico, financing rural properties like large acreage tracts, ranches, and farms comes with unique opportunities and challenges. We specialize in land financing in Texas and New Mexico every single day. Whatever your vision is, AgTrust Farm Credit can help you find the land, finance it, and make it yours.

Long-term Financing for:

Farm and Ranch Land Purchases
Timberland Purchases
Hunting / Fishing Property
Weekend Retreat
Country Home, Barndominium or Cabin Construction
Retirement or Family Legacy Property

What Can You Get Land Financing For?

While it’s true that one of our biggest joys is getting a farmer or rancher set up with a great piece of land for their business, that’s only part of what we do. Land financing in Texas and New Mexico can also be used for agricultural real estate improvements, like shops, barns, fencing, and irrigation.

In fact, if you’re looking for a land mortgage so that you can build on or develop the property – be that for home, work, or play – we may be able to offer additional financing to give you the capital you need for those improvements.

And of course, we are always available to refinance your existing loans for any land loans in Texas or New Mexico we normally service. Your land loan may be used for anything from sport to simply a peaceful time in retirement, but AgTrust Farm Credit will make sure you have what you need.

While it’s true that many people are looking for land financing so that they can enjoy their property just the way it is, others may be looking for a quiet place to build a vacation home, summer retreat, or even a primary residence.

Regardless of what kind of land financing you’re looking for or why, we’re here to help. We’ve been financing rural Texas and New Mexico for more than 100 years, and we’re ready to make you next in a long line of satisfied customers.

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10 Things to Know Before Buying Rural Land

Macy Blankenship, Lampasas Credit Office President, shares her best advise for anyone considering becoming a rural landowner.

4 Things to Know Before Closing on a Land Loan

Aaron Nors, Regional President shares four things you need to know before closing!

Top 3 Considerations When Buying Farm or Ranch Land

Tyler Rosser, AgTrust Farm Credit VP of Lending, walks you through 3 things he recommends considering when buying rural land.

AgTrust Farm Credit and The Cooperative Difference

What makes AgTrust Farm Credit different from a commercial bank and where does our funding come from?

Macy Blankenship, Credit Office President

Aaron Nors, Credit Office President shares what to know before closing on a land loan.

Why Make AgTrust Your Rural Land Financing Company?

AgTrust Farm Credit’s job is, and has been for over a century, to connect Texans and New Mexicans with the land they need to fulfill their dreams. Whether those dreams involve home, work or play is up to you.

Our land loan cooperative stands out from the rest because of the rich history of our company and the values that we bring to the forefront. But more than anything, we stand out because we are a customer-owned lending cooperative that provides great rates and better results.

Many land financing companies claim that their success is your success, or when they do well, you do well. At AgTrust Farm Credit, we back that up with cash payments. We paid out $24.1 million dividend to our customer-owners in 2022 alone, which resulted in a reduction of 1.35% of their effective interest rate. This isn’t a recent development – our patronage system has paid out more than $146.5 million over a 10-year period. We have long put our customers first, and we have the history, and the receipts, to back that up.

So if you’re ready to find your ideal land loan and start putting your boots down on your ideal property, contact us today and see how we can make it happen.

The AgTrust Difference