Customers
Our Customer-Owners, Our Neighbors,
Our Communities
Financing Options for Borrowers
Patronage: Sharing Our Earnings with our Customers
One of the benefits of being a borrower-owner is that customers have the opportunity to share in our earnings. Part of our mission and tradition is the paying of a patronage dividend. Every year, AgTrust Farm Credit’s board of directors reviews the Association’s financial health and determines our ability to pay a cash dividend to eligible stockholders through our patronage program – typically in the spring. Other remaining earnings are retained as capital to keep our Association strong for the future.
Sharing our Stories
AgTrust Farm Credit thrives on relationships. The people we serve, the team members who work here and the communities we help to thrive are who matter the most to us. And each loan we finance serves a different purpose, whether it’s to expand the 150-year old family farm, purchase that home in the country, fund this year’s operations or buy that retirement home and vineyard (see the DeBerry’s Torr Na Lochs story!) That’s why we love to share our stories. Check out the videos and posts below to hear from our customers, employees, directors and some of the organizations and individuals we support through our community outreach.