About Us
We Are AgTrust Farm Credit
AgTrust Farm Credit is a full-service cooperative lender headquartered in Fort Worth, Texas, that specializes in financing rural land and agricultural operations. We have 19 office locations serving 81 counties in Texas and New Mexico, over $3.0 billion in assets, and are a member of the nationwide Farm Credit System. Our loan specialists understand the needs of farmers, ranchers, agribusinesses, and rural homeowners because we live and work in the areas where we serve. We can also help those in urban areas who aspire to find their ideal home in the country. Let us find the best financing options for any of your credit needs.
The Ag Trust Difference
- Long-term repayment plans with terms from 5 to 30 years
- Adjustable- or fixed-interest-rate plans
- Monthly, quarterly, semi-annual or annual payment options
- Multiple re-advance loans that allow paydowns and re-advances without a new loan closing process
- Customized loan packages to fit special situations, especially to accommodate young, beginning and small farmers
We are your credit source for:
- Purchasing rural land
- Farm or ranch operating expenses
- Refinancing existing debt
- Buying, refinancing or building a country home
- Making capital improvements
- Financing for agribusiness
AgTrust Farm Credit is also a customer-owned cooperative, as a cooperative, most of our borrowers become stockholders and share in our earnings through Ag Trust’s Patronage Program. This lowers your effective interest rate and is an added benefit of doing business with us. We are owned by our stockholder borrowers and governed by a local board of directors composed mostly of customers and elected by our stockholders. That means we always have your best interests in mind.