Skip to main content

Justin Kelly
Credit Office President

Meet Justin

I grew up in the Clifton and China Spring area of McLennan and Bosque counties. I have been active in agriculture all of my life. My experiences range from assisting my dad with a small cow-calf operation as a child, working on ranches as a young man and participating in rodeo through high school and college.

I attended Tarleton State University and graduated with a degree in Agribusiness. While at Tarleton State, I worked at the Texas A&M AgriLife Research and Extension Center at Stephenville, where I assisted on a variety of research projects related to plant pathology and entomology. I began my banking career after graduating, and joined AgTrust Farm Credit in 2014, a move that allowed me to merge my love for agriculture with my banking career.

I have been blessed with an amazing wife and four wonderful children. I serve as a member of Bosque County Go Texan Committee and the Bosque County Hay Show. In my spare time, I enjoy roping, hunting, and fishing.

NMLS ID 417164

If you want to stay updated or explore potential collaboration opportunities, feel free to connect with me on LinkedIn.

Areas of Expertise

  • Farm, Ranch and Rural Property Loans
  • Cattle and Equipment Financing

Justin Kelly was great to work with. He made it exceedingly easy to get everything done and he always responded in a prompt manner.

Anthony C., Customer-owner

Justin and Courtney were amazing and made the process as simple as could be. Fast at responding to our million questions and concerns. Couldn’t have asked for a better company!

Holley G. , Customer-owner

Justin and Courtney helped us through what could be a difficult process and made it very easy!

Tammy B., Customer-owner

Very happy, the communication Justin, Courtney and Jamie was excellent. The transaction was very quick and smooth. I would definitely do business with them again!

Thomas E., Customer-owner

Susie and I just completed the purchase of a small farm in Moody Texas. Justin Kelly, Courtney Pietsch, Olivia Miller, and their Team made it an easy process on the buyers' end. They helped us through the process and hustled to make timelines etc. We highly recommended them and appreciate their...

Gary and Susie M., Customer-owners

Justin and Courtney are wonderful, courteous and responsive individuals. Thank you for serving the ag industry.

Karon A., Customer-owner